Does A Nurse Need Public Liability Insurance?
Nursing is a rewarding and important profession. Each year, millions of Australians rely on them to help get the treatments and medical care that they need. In many cases, nurses do much of the heavy lifting when it comes to providing services to patients including administering prescription medication, providing personal hygiene care, and making after-care recommendations. Because of the sensitive nature of the job, mistakes or errors could result in dangerous consequences. The Australian Health Practitioner Regulation Agency (AHPRA) has rules in place to ensure that both patients and nurses are protected through carefully crafted insurance policy requirements. It’s critical for nurses to understand what insurance policies they need to protect themselves from the financial burdens of a claim or lawsuit. What is Public Liability Insurance? Public Liability Insurance is a type of insurance that protects nurses, doctors, and medical businesses from lawsuits if they accidentally cause harm to their patients. When it comes to medical care, this usually implies physical harm, pain, or unnecessary discomfort. However, Public Liability Insurance also protects against property damage that comes as a result of activities associated with medical care. If a patient or other individual files a lawsuit against a nurse, the insurance